The Year this is the year 2020 the most important year of the century not only is it election year but it is a year of change preparation and Improvement and nothing says reflecting and making changes then being in tax season so before you go out and spend it on brand new things that you may not even need here’s what you should do with your tax money
As I said 2020 is an important year for Investments because of the changes we are seeing in the world the stock market up right now and there are a lot of Innovations that are being used more today than yesterday so when you get your taxes at least 10% of that should go into starting an investment seed or continuing one depending on the reader, there are several Investments you can make you can invest in stocks and bonds real estate Bitcoin or even the Foreign Exchange Market for more information on Foreign Exchange and puts and calls check out AK fallible.
Save for a rainy day
In these days you have to be prepared for anything concerning the fact that we live in a world that is unpredictable where anything can happen you can get hurt get sick lose your job which is why you should always have some cash put away for emergency situations it was a study that said that most Americans can’t afford a $400 emergency this is one of the ways that we can change that by always being prepared you should also get insurance. https://youtu.be/OQj1aXDvYps
Learn a skill follow your passion
With most jobs moving to automation it is important that you stay current on your education and skills in addition it is also important that you love what you do because if you’re miserable you’re going to make everyone else miserable or start a business, blog or vlog.
Once you’ve done any of these things then splurge that’s all I got and be sure to either shops small or shop Amazon
A couple of months ago secretary of HUD Dr. Ben Carson was asked about REO And many people at the time including me believe he confused it with the cookie, Oreo i now believe he confused it with another real estate acronym which stands for other real estate owned.
Now I don’t expect Dr. Carson to know much of what about his position because he was actually thrown in to the position that he had no qualifications for and is actually more qualified to lead health and human services then leading real estate, but that’s besides the point, so let’s get into REO rates Pertaining to the benefits and possible struggles.
Real estate owned or commonly referred as R.E.O. is a term used to describe a class of property owned by a bank after an unsuccessful sale at a foreclosure auction this is most common in FHA loan.
Once it’s owned by the bank They will ask the selling agent to do a BPO (broker’s price opinion) Which is similar to a CMA(comparative market analysis) which essentially is a mini appraisal for a small fee banks will try to sell the properties at a 5% discount the only thing is the banks never set foot in these foreclosed properties so they cannot tell you If there’s anything wrong with the property nor would they want to know for example if there was leak and the homeowner just patched it up instead of actually fixing it you have no way of knowing so its important to do these thing.
You have to find a HUD Listing Agent which you can find through
Get your own contractor
Assess the damage and calculate your risk
The longer it stays on the market the cheaper it will be
Properties that essentially need to be and can I be financed are the ones the banks are going to give a deal
Get familiar with HUD agents
Since I am not expert Here are some individuals that work with real estate owned
That’s all I have for now if you would like to contribute Or become one of my businesses of the week or become one of my businesses of the week you can do so throughPayPal,cash app,Coinbaseor sign up for my Affiliates and save money on products and advertising
Darren Marlar ofMarlar housewho does weird darkness and weird news daily also join Darren Marlar toBattle the darknesshis campaign to help people who struggle with depression and Suicidal thoughts which I’ve also struggled with in the past.
Now there are a couple of people who are trying to replicate and create their own version of bitcoin like Mark Zuckerberg from Facebook called Libra which is set to launch in 2020.
Libra coin is essentially going to be like PayPal Where are you can receive or send money without worrying about exchange rates, high fees or waiting 7 to 10 business days just to receive your currency it will be done automatically One of the biggest concerns is that while bitcoin is decentralized libra coin will not.
Libra coin will be Managed by big corporations like Uber MasterCard Visa Facebook if you wanna be one of these corporations that controls Libra you have to pay out a measly $10 million to Libra’s Association by 2020.
Like any investment we also have to remember that everything goes it can go up and you can go down I’ve been using Coinbase which makes it really easy and safe to buy, sell, and store digital currency (like Bitcoin). I get $10 each of free Bitcoin when you sign up with my link and buy or sell at least $100 of digital currency
That’s all I have if you want more information check out my other blogs support me onAmazonorPayPal. Look out for my next string of blogswhere I will be talking about about supply & demand the importance of working a job you love vs one that you hate and more to come.
Darren Marlar ofMarlar housewho does weird darkness and weird news daily also join Darren Marlar toBattle the darknesshis campaign to help help people who struggle with depression and Suicidal thoughts which I’ve also struggled with in the past. Nothing is ever hopelessTalk to someone you’re not aloneor download Wizdo on your phone
If you have a Facebook page, twitter and Instagram for your business please post it down below also side note I’m building a #smallbusinesssaturday #cyberMonday catalog please comment if your interested or email me at firstname.lastname@example.org
Fleet agent is a free app that pays you to do on the spot surveys and audits.
The way it works is you pick a company they want you to audit there’s 2 ways to Do this via listings or map view
Then you go to the location whether it be a store or a property (rental or condos) and the app will you weather or not to engage with employees or not, you are however required to take pictures and answer questions based on your experience and on occasion buy a product which they re-inverse you, you are given up to 3 hours to complete each individual tasks.
Surveys are conducted a couple of times a month and that’s to determine what audits you can do it’s unpaid but you are given a a ticket and entered into a lottery for cash.
It’s available for Android and iOS device it’s free to download and free to join.
How, when & how much
how: you get paid direct deposit depending on the bank anywhere from 1-3 businesses day
When: as soon as you cash out
How much: there’s no limit as to how much you can do a day let alone a week and each job is different.
There is no referral code for this one but if your interested in Jobs similar to this check out these apps
Cash apps this app allows you to send cash and bitcoin to anyone who has the app and you get $5 per referral
Dosh: this app pays you back every-time you eat or shop and referral bonuses it’s great for anyone who has a shopping addiction or business owners or both
Coinbase : is a bitcoin app $10 per referral for both parties
Robinhood: is a investment app where you can remotely invest in any company get a free stock when you refer 3 people
Wonolo: a temp job app which you can read all about right here get $25 when you do your 1st job & get 5 stars!
Postmates: a delivery app where you could earn as much as you want has daily and weekly promotions and your guaranteed to make at least $450 for your first 57 deliveries in New York City.you can also read my review on both Uber and postmates right here
that’s all I have for today thanks for reading please feel free to check out my previous blogs and check out support me on Amazon or PayPal.
OK in episode 4 of 24 hours to hell and back Gordon Ramsay visits a 30 year old antique restaurant called Shermans in Greenville, MS even Came with it’s own chef and was bought in 2012 by current owners peter and Allison nimrod Who decided to leave well enough alone and kept not only the name but everything in it including Steve the most overpriced item in the restaurant earning $90,000.00 a year, weekly is about this much without dependents give or take
The owners at this point were bleeding money they barely had any customer and everything was starting to fall apart.
Gordon Ramsay Went undercover to investigate with surveillance cameras and a disguise he took a few local farmer out to lunch so he can blend in what he found was even more disturbing everything was microwave Steve had not updated his pallet the kitchen was under unsanitary conditions such as the top of the warming lamps being caked in dirt, Greasy outlet, the grease catcher was caked in grease and the charred pan hadn’t been clean, The only thing that was up to date was the POS system and the 5 microwaves that they used consistently.
Meat and fish being bathed in the same sink as the pots and pans that are washed with soap and water in addition to being cooked on the same grill. Please remember food must be kept separated from cleaning supplies as well as other meats.
One of the mistakes that Alison made is she was very defensive with the reviews and often responded in a negative way. So here are 4 steps to responding to a negative reviews
Listen, breathe, Don’t refer to them negatively (haters) and don’t take it personal
Kindly apologize and thank them for pointing out what potentially needs to change
Ensure them by telling them how your going to fix it
Makes it right. Invite them back For a meal on the house
Make the changes that need to made
Essentially I actually liked her original idea at this point Gordon Ramsey had ordered another employee to be fired instead of trying to place the employee in a different position however you can’t argue with Gordon Ramsey well you can but you’ll lose.
One employee was fired and one was promoted and rightfully so.
they had their first successful dinner service and there still open till this day.
It is extremely expensive in cities like Los Angeles, San Francisco New York and Chicago. California residents have had to go through extreme lengths Just to pay the rent from living under the stairs, having multiple roommates or RV living. If the rental market isn’t regulated due to unaffordablity then we can end up in another housing bubble resulting in a crash, or people dying as a result of over crowding that’s a serious problem. People are already planning to move away from California to places like Washington, Oregon, Texas and Florida. The average employee is now shelling out more than 30% of their household income forcing them to work three jobs at a time in addition to having makeshift rooms which results fire and health hazards, living further away from their job which results in lateness, stressed induced illness, and health issues such as diabetes, heart disease and death.
rental scams are popping up every day people are posting daily Craigslist rentals or commuter beds and companies like AirBNB only encourages landlords to do the same. The best thing to do is to prevent price gouging is to regulate the rental market to ensure landlords are charging a fair amount for rent by giving tax incentive to landlords and business who work together. In conclusion There’s no reason for anyone to open a gofundme account to pay the bills
First and for most there are people out there rooting for you to win, who are doing whatever they can to stand up for you use that to your advantage.
There are also people who are we rooting for you to fail and doing the same thing but now is the time when you have to stand up for yourself most of you guys have already done that and I’m telling you it is time We Rebuild community based businesses And as I said in My other blog you no longer need a loan from the bank to get your own business starred like crowdfunding campaigns.
go to college, pick up a trade, become an entrepreneur or join the military, this is how you disrupt the system by making it despite all the odds against you.
It doesn’t matter how you Play the game this is not the Kobayashi maroo, it’s chess there is no more zero-sum game the Point is that you play it.
Whatever your passion is do it because this world needs entrepreneurs, innovators, doctors, lawyers,soldiers and police. everything that was essential back then is essential now and whatever or where ever your heart leads you I wish you all the success.
If you like what you’ve read please consider supporting me on PayPal check out my Amazon
As I am writing this it is 20th of May 2018 we are way past due from any progress that is being made So we need to look at progression.
When I think about progressive ideology I think about our future I remember this ride from Magic Kingdom In Disney World Orlando my favorite ride of the whole park has to be the carousel of progress which first premiered during the worlds fair in Flushing Meadow Park in Queens, New York Which opened up on April 22, 1964- October 18,1964 and re-opened on April 21, 1965 and finally closed again in October 17, 1965. The carousel progress follows a family Who lived through centuries of innovation to find out more about this and the worlds fair You can read more about it at Wikipedia.
Last year I went on vacation with my sister and my niece in honor of my mother who died in 2015 the day we left was before hurricane Maria I remember hearing people talk about how they were preparing for the storm this was also around the time Puerto Rico got hit in the one thing that pissed me off was About three weeks before Charlottesville And all I could think about was in 2017 instead of dealing with hurricanes and other natural disasters to make them less damaging by any means whether it’s building a dam building your house or higher or having a pipeline so the water would be collected through that pipe rather than going into your house Or flooding your front yard which can then be used to water your lawn, or having a filtration system so you can have clean water when the water plant shuts down But instead of that we’re dealing with freaking Nazis and that is rather upsetting So today I want to talk about Just that innovation. California has found a way to make buildings earthquake proof and I believe they’re implementing that into housing development Norway is building an underground tunnel and do you have Elon musk boring project as well as the martian colonization plan, 3-D printing and nano technology which can so what are your innovative ideas to reduce the amount of casualties during disasters.
In March of this year actress Patricia O’ Grady passed away at the age of 85 from a car accident. Her one movie that she did was Arizona dream with Johnny Depp and Jerry Lewis.
she lived in Greenwich Village and paid $28 a month for her one bedroom loft, today that same loft is being renovated and turn it into a two bedroom apartment for $5000 a month it is located on 500 6th Ave In New York City there’s another one three blocks down that’s currently 5200 for a two bedroom apartment
this is not a phenomenon in New York and it only gets worse when you go to the West Coast where rents can go up to $3200- $3500 a month just for one bedroom and $1895 for a Micro studio on craigslist. It’s very rare that you’ll find a legitimate apartment in San Francisco it’s either shared room or weekly or weekend commuter bed or an Airbnb and if you haven’t Read my opinion on Airbnb then check it out In this link. It’s funny how craigslist Cracked down on Personals but they can’t filter Illegitimate rentals especially when they have a separate tab for roommates and vacation homes. currently California is facing housing crisis where people are actually leaving in droves. some say that it’s due to overcrowding but I say it’s due to over pricing.
I lived in Richmond over on the Eastbay across from San Francisco for 6 months granted I had a good deal where I was sharing a room with three other people and a bathroom with 12 people and a house with 15 people in total All for $400 but I was grateful for that and so where the plants since they had free fertilizer. Transportation on the other hand was $178 a month and That was only round-trip as opposed to spending $121 a month with unlimited travel. The current cost of living in San Francisco is $41,600 for single person and there is a long waiting list for low income housing so people work in San Francisco can’t live in San Francisco half the time and spending 80% of their income on rent and transportation. And this is supposed to be a liberal state, Liberals are always calling for a living wage but the politicians are doing something else, they’re allowing rents to skyrocket and blaming it on the 1%, Republicans complain about the same thing but then tell you to pull yourself up by your bootstraps even proposing to decrease the minimum wage. Essentially what California has done is, in a way they’re creating an issue to fix another issue but that issue isn’t being fixed. People are either living in storage containers or in dorms where they share a bathroom with multiple people like I had to or living in their vehicles the van or RV living and these people made more than I did when I was working at Alcatraz. commuting is easy slightly I traveled 45 minutes to and from work as opposed to the hour and a half traveling that I do traveling to my job now in New York. The difference between New York and California is that New York the cost of living are still sustainable and we still have social programs. I Believe the only way to fix this is to lower taxes give incentives to landlords who decrease their rent to make it more affordable for low and middle income Residence and to continue mandating housing developers to set aside affordable housing. Although California and many major cities have already Made college free instead of allowing people to drown in student loan debt since college or trade like real estate, construction or automotive or when you go to college to pick up something that requires a college degree like Doctor, nurse, teachers lawyers or police officer you know people we need in society whatever you do Don’t pick up liberal arts because you’re not going to get anywhere. If California Continues on the route that it’s on then it will end up imploding and seem more like Detroit.
If you like what you’ve read be sure to follow and subscribe for more content support me on PayPal, Amazon or my many affiliates like Dosh The rebate app that pays you to shop, dine and travel Sign up today for Mother’s Day and get twice the percentage back when you take your mother out for dinner or get her that last minute present. Go fully organic with cherish pads if you have to go with flow. Follow same link if you’re an entrepreneur or if you need a job you can use these apps
All right so I’m not an expert on Airbnb considering the fact that I’ve never tried it before and I admit considering the negative impact it has had on the renters markets I’m not fond of the premise.
Especially when Landlords take advantage of The Ellis act so they can open up Airbnb’s to get a larger profit, while charging higher rents to long-term renters.
For a person who lived in San Francisco for six months I found it to be very frustrating to try to find a Room on Craigslist to then realize it was just an Airbnb in addition to some charging $1000 a week for said room that’s $4000 a month, as if There weren’t enough reasons to be slightly against Airbnbs, Bloomberg released A study On December 10, 2015 from the Harvard business school that shows that Airbnb unfortunately enabled discrimination.
Due to the lack of anonymity people with white sounding names were more likely to get approved then Black sounding names by host and in February 2017 airbnb host permanently banned after discrimination against a woman by the name of Dyne Suh and just recently Bob Marley’s granddaughter was checking out at of her Airbnb when the neighbors call the cops claiming that Black women were stealing items from the house of the host they were renting from and this wasn’t the first time it happened.In 2016 A couple were caught off guard when police came to the Airbnb rental in Georgia pointing guns stating the same thing that they’re neighbor called the cops because they thought they broke in the house that same couple then started a business called noirbnb.
Although airbnb isn’t directly responsible for these isolated incidents it has been a contributing factor.
On the side of the hosts there’s a lot of risks involved such as the customer overstaying their welcome and turning into squatters or damaging their places and although there is some insurance involved it’s not guaranteed that you’re going to get the maximum and if you’re using your own place you have to make sure that you follow the law to the letter if not you could be on the hook for thousands of dollars like an artist in New York who lost her rent stabilized $1500 Tribeca loft and fined $185,000. Airbnb states it lists the rules for cities but it’s up to the host to make sure they’re not breaking the law And ultimately I agree. Personally I’m not going to knock something have never tried before except when I stay with family members but For me Airbnb is for occasions when you have a large group with you, Instead of getting multiple hotel rooms and skimming on privacy, you can save money and you still have privacy so If this is you or you want to host then Airbnb may be the right fit for you If not you can always go to timeshares and vacation clubs or purchase your own rental property and not rent apartments but if you don’t have that luxury then Do Airbnb for a couple months until you can afford to invest in a condo, co-op, brownstone or multiple family home so you can use as a rental property. Just make sure you inform your community that you are hosting an Airbnb especially when you’re renting out a house or condo to avoid misunderstanding.
If you like what you read please like, subscribe, share and Support me on PayPal or Amazon or any of my affiliates like Dosh The rebate app that gives you money for shopping dining and since run the subject traveling.